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Someone is chasing me for money I owe. I can’t pay it. What can I do?

Talk to a financial counsellor or community legal service. Financial counsellors help you with money problems and can help talk to the people chasing you to work out a plan. This is a free, private service.

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Who Can Help? (Service Providers)

logo-helpline-1.png Helpline
logo-NAAJA-1.png NAAJA (North Australian Aboriginal Justice Agency) – Alice Springs
logo-NAAJA-1.png NAAJA (North Australian Aboriginal Justice Agency) – Tennant Creek
logo-NTLAC.png NT Legal Aid Commission – Tennant Creek
logo-NTLAC-1.png NT Legal Aid Commission – Palmerston
logo-ntlac NT Legal Aid Commission – Katherine
logo-NTLAC.png NT Legal Aid Commission – Darwin
logo-NAAJA-1.png NAAJA (North Australian Aboriginal Justice Agency) – Darwin
logo-NAAJA.png NAAJA (North Australian Aboriginal Justice Agency) – Katherine
Text based resources about this topic

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Find a Financial Counsellor

This website will help you find a financial counsellor near to you.
Debt Self Help

This website offers free financial counselling to help fix your debt yourself.
Welfare Rights (Centrelink)

This webpage explains how to get help with Centrelink problems
Dealing with debt collectors

This webpage explains what to do when people are chasing you for money
Urgent help with money

This brochure shows where to get urgent help when you have problems with money
Watch videos about this topic

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Resources to listen to

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Glossary: What these words mean
credit

Credit can mean two things:

  1. when a bank gives you money and trusts you to pay it back by a certain date. For example, you might have a credit limit of $1000 on your credit card. This means that you can spend up to $1000 because the bank thinks you will be able to pay it back.
  2. when you have paid more money for something than you needed to. Credit is the extra money you paid.
debt

Debt is owing someone money.
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